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Introducing modern financial tools specially designed for startups. With easy access to corporate cards and advanced spend controls, you can focus on growing your business—no matter where you’re starting up or what stage you’re in.
Get Started
Our online application can be done right from your laptop, and we won’t ask for excess documentation.
We don’t require personal or company credit history, and will never ask for personal guarantees to get started.
Our AI-driven underwriting process speeds up the time to reach an approval decision.
Once approved, you can instantly issue ready-to-use virtual cards for your whole team.
Get full control over your company finances and real-time transparency—all in a clean, modern, easy-to-use interface.
Tribal cards are accepted worldwide, and you can manage your expenses from anywhere with your online dashboard.
Set and adjust individual spend limits for your whole team, and get real-time visibility to every transaction.
Freeze and unfreeze cards in one click, and dynamically set card limits to block any overspend or hidden charges.
Because we’re founded and led by serial entrepreneurs, we understand what startups need most. Tribal saves you from the hassle of dealing with traditional banks, and gives you total control over your business expenses anytime, anywhere.
Because we’re founded and led by serial entrepreneurs, we understand what startups need most. Tribal saves you from the hassle of dealing with traditional banks, and gives you total control over your business expenses anytime, anywhere.
Tribal cards are accepted worldwide, and you can manage your expenses from anywhere with your online dashboard.
Set and adjust individual spend limits for your whole team, and get real-time visibility to every transaction.
Freeze and unfreeze cards in one click, and dynamically set card limits to block any overspend or hidden charges.
Tribal is made for startups and growing SMEs looking for a better way to pay business expenses and optimize their financial management. To be eligible for an account, you must be a registered company and the applicant must be a founder or part of the executive management team of the business. Tribal products may not be available in all markets.
There is no cost to open a Tribal account, and currently we don’t charge any interest or foreign transaction fees. With Tribal, you'll never have to worry about hidden fees.
So how do we make money? Tribal makes money from the interchange fee that is paid by the merchant whenever you use your Tribal card. The fee is split between the card network and the merchant’s bank, and we get a share of that.
For existing companies, the Tribal account opening process is 100% digital and the application process typically takes less than 10 minutes.
All you need to do is complete a brief online questionnaire about your company operations, founders and sources of funding. In some cases we may follow up and request company bank statements or additional financial information.
Once your application has been received, it may take up to 48 hours for us to verify your business and send an approval decision or request additional information. Completing the application in full with all required documents goes a long way in helping us expedite your application review.
Normal banks can take months to approve an application. With Tribal, the time to reach an approval decision can be as fast as 1 hour, but usually within 48 hours after submitting all required documents.
The review process can only begin once the application has been completed in full. If we need to follow up for additional information to complete your application, the process may take longer than the typical turnaround times.
Once approved, you can immediately activate your account, invite your team, create your cards, and start transacting.
Already started the sign up process? Continue your application here.
